National Consumer Protection Week (NCPW) is here! From March 2 - March 8, 2025, NCPW shines a light on the importance of consumer rights and the ongoing fight against scams and frauds. This annual observance is a reminder to stay vigilant, especially when it comes to protecting your personal and financial information.
Here are some essential tips to help you avoid falling victim to scams:
Be Cautious of Urgent Calls or Messages
Scammers often create a sense of urgency to pressure you into making decisions quickly. If you receive an unexpected call or message telling you that your money isn’t safe and needs to be moved immediately, be wary. This is a common tactic used to take advantage of panic and trick you into making hasty, harmful decisions. (Source: Federal Trade Commission)
Don't Engage with Unsolicited Requests
Whether it’s a call, email, text, or message on social media, never respond to unsolicited requests for money or personal information. Scammers often reach out through these channels to prey on unsuspecting consumers, so it’s important to remain cautious and skeptical of any contact that seems suspicious. (Source: Federal Trade Commission)
Research Companies Before Accepting Offers
Before accepting a job offer or engaging with a company, take the time to do your research. Simply searching the company’s name alongside words like “review” or “scam” can help you find out whether others have had bad experiences. If you see negative reports or warning signs, it’s better to trust your instincts and steer clear. (Source: Federal Trade Commission)
Beware of "Pay to Play" Job Scams
Legitimate employers will never ask you to pay in order to secure a job. If you’re asked to pay upfront or send money to someone for a job, it’s almost certainly a scam. Scammers may also send you fake checks and tell you to send part of the money back. Don’t fall for it—these checks are often fake, and you’ll end up losing money. (Source: Federal Trade Commission)
Protect Yourself and Others
By staying informed and cautious, you can significantly reduce your risk of falling victim to fraud.
If you suspect you’ve encountered a scam, report it to the Federal Trade Commission (FTC). You can file a complaint online at ReportFraud.ftc.gov or call 1-877-382-4357.
This National Consumer Protection Week, take a few moments to review these tips, share them with friends and family, and stay alert.